Small Business Insurance

A Business Owner’s Policy combines common business coverages into one policy designed for many eligible small and midsize businesses. It commonly combines general liability and commercial property insurance and may include business income coverage, depending on the policy.

Business Owner’s Policy (BOP)

General Liability

Bundled protection for common small-business risks, combining essential safeguards into one simple, manageable policy package.

May help protect against covered claims involving bodily injury, property damage and certain personal or advertising injuries.

Commercial Property

Business Income

Helps protect covered business property such as equipment, furniture, inventory and other business assets from loss.

May help replace lost business income and certain continuing expenses when operations are interrupted by a covered loss.

Is a BOP Right for Your Business?

Coverage Built Around Your Business

Eligibility, coverage, limits and cost depend on the type of business, location, property, operations and other risk factors. Every small business requires a thoughtful assessment to align coverage with daily risks.

JLAC BeneConnect helps business owners understand available coverage options and identify questions to consider when protecting their business. We bring clarity and step-by-step direction to complex choices.

Let’s Talk About Your Business

Tell us about your business and the protection you’re looking for. We’ll help you explore available coverage options.

Coverage, eligibility, limits, exclusions and availability vary by insurer and policy. Insurance coverage is subject to the terms, conditions and exclusions of the policy issued.

Simple Guidance. Brighter Tomorrows.