Do You Still Pay Medicare Tax After Retirement?

Wages, IRMAA and Health Savings Accounts Retiring doesn't necessarily eliminate Medicare-related taxes and expenses. Learn how part-time employment, retirement-account withdrawals and Medicare enrollment can affect your taxes, Medicare premiums and HSA contributions. External educational resource · September 27, 2026

9/29/20261 min read

Important: A one-time increase in income does not, by itself, qualify you for an IRMAA reduction. Certain life-changing events, such as retirement or reduced working hours, may qualify you for an adjustment.
See SSA's official IRMAA guidance

2026 Medicare Parts A & B Premiums and Deductibles
2026 Medicare Part D Income-Related Monthly Adjustment Amounts
Official CMS 2026 premium fact sheets

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